American Express SmartEarn Credit Card

Joining Fee
Rs. 495 + GST
Welcome Benefits
Rs. 500 cashback as a Welcome Gift on eligible spends1 of Rs. 10,000 in the first 90 days of Cardmembership
Renewal Fee
Rs. 495 + GST
Reward Type
Reward Points
Best Suited For
Shopping
Card Details
Earn Accelerated Membership Rewards points when you spend on Amazon, Flipkart, Uber, BookMyShow, Zomato, and many more.
Earn vouchers worth ₹500 upon reaching the spend milestones of ₹1.20 lacs, ₹1.80 lacs, and ₹2.40 lacs respectively in a Cardmembership year.
Get a renewal fee waiver on eligible spends of Rs.40,000 and above in the previous year of Cardmembership
Eligibility
Personal Annual Income of INR 4.5 lakhs and above or Self Employed with a Personal Annual Income of INR 6 lakhs and above
I am over 18 years of age
I have a good credit history and no payment defaults
American Express Platinum Travel Credit Card

Joining Fee
Rs. 3,500 + GST
Welcome Benefits
10,000 Membership Rewards Points
Renewal Fee
Rs. 5,000 + GST
Reward Type
Reward Points
Best Suited For
Travel
Card Details
Spend Rs. 1.90 lacs in a Cardmembership year and get 15,000 Membership Rewards points redeemable for Flipkart vouchers or Pay With points option in Amex Travel Online worth Rs. 4,500
Spend Rs. 4 lacs in a Cardmembership year and additionally get 25,000 Membership Rewards points redeemable for Flipkart vouchers or Pay With Points
option in Amex Travel Online worth Rs. 7,500. Also get a voucher worth Rs. 10,000 (non-transferable) from the Taj Group
Enjoy 8 complimentary visits per year (limited to 2 complimentary visit per quarter) to airport lounges across India
Eligibility
I am over 18 years of age
I have an Indian or multinational bank’s savings or current account in India
I have a good credit history and no payment defaults
I have a personal annual income of Rs. 6 Lacs or above (for both Salaried, Self Employed)
I have a permanent residential address in India
If self-employed: My company has been trading for more than 12 months.
American Express Membership Rewards® Credit Card

Joining Fee
Rs. 1,000 + GST
Welcome Benefits
Welcome benefit of 4,000 Bonus Membership RPs can be availed on settling the joining fee of Rs. 1,000 and spending of Rs 15,000 within the first 90 days of the card issuance.
Renewal Fee
Rs. 4,500 + GST
Reward Type
Reward Points
Best Suited For
Shopping
Card Details
Earn 1,000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of Rs. 1,500 and above every calendar month
Earn an additional 1,000 Membership Rewards points simply by spending INR 20,000 or more in a calendar month. This is an enrollment based benefit.
Get any one of the fabulous reward options from the stunning new 18 and 24 Karat Gold Collection, specially chosen for you like:
1. Taj voucher worth Rs. 14,000.
2. Amazon voucher worth Rs. 8,000.
3. Flipkart voucher worth Rs. 8,000.
Eligibility
I have a Personal Annual Income of Rs. 6 Lakhs and above (in case of Self Employed or Salaried).
I am over 18 years of age
I have an Indian or multinational bank’s savings or current account in India
I have a good credit history and no payment defaults
I have a current/permanent residential address in India
If self-employed: My company has been trading for more than 12 months