BOBCARD VIKRAM

Joining Fee
Free
Welcome Benefits
NA
Renewal Fee
Free
Reward Type
Reward Point
Best Suited For
Shopping
Card Details
Please note that 5X Reward Points are subject to maximum of 1,000 Reward Points per month, any spends on 5X spend categories beyond threshold spends will accrue points as per regular rate i.e. 1 RP for every ₹100. Reward program is not applicable on select MCCS and Fuel.
Visit bobcard.co.in/most-important-terms-and-condition to know Reward Points Important Terms and Conditions. Reward points can be redeemed as cashback @₹0.25 per reward point.
**The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant. The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction. Fuel Transaction are not eligible for Reward Points.
Eligibility
Designated Personnel’s of our Defence Forces
Age: 18-60 years (Primary Cardholder). Above 18 years (Add-on Cardholder)
Telangana Police: Age:18-61 years (Primary Cardholder). Above 18 years (Add-on Cardholder)
MP Police: Age:18-62 years (Primary Cardholder). Above 18 years (Add-on Cardholder)
Indian Coast Guard Rakshamah BOBCARD

Joining Fee
Free
Welcome Benefits
NA
Renewal Fee
Free
Reward Type
Reward Point
Best Suited For
Shopping
Card Details
Please note that 5X Rewards are capped at 1000 Reward Points on the mentioned categories per month. Further spends in that month on these categories will earn Reward Points at the regular earn rate i.e 2 R.P for every Rs. 100. Reward program is not applicable on select MCCs and Fuel.
Visit bobcard.co.in/most-important-terms-and-condition to know Reward Points Important Terms and Conditions. Reward points can be redeemed as cashback @₹0.25 per reward point.
**The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant. The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction. Fuel Transaction are not eligible for Reward Points.
UPI transactions are eligible only for core Reward Points. A maximum of 500 Reward Points can be earned in a Statement cycle on UPI spends. UPI transactions do not qualify for bonus rewards.
Eligibility
Designated Personnel’s of the Indian Coast Guard & Indian Coast Guard Veterans
Age: 18 to 70 years (Primary Cardholder). Above 18 years (Add-on Cardholder)
IRCTC BOBCARD

Joining Fee
500 joining
Welcome Benefits
500 JOINING BONUS REWARD POINT OF SPEND ON 5000 OR MORE WITHIN 60 DAYS OF CARD ISSUANCE
Renewal Fee
350 annual fees
Reward Type
Reward Point
Best Suited For
Shopping
Card Details
*Reward Points will be credited within 60 days of eligible transaction. Reward program is not applicable on select MCCs and Fuel.
Visit bobcard.co.in/most-important-terms-and-condition to know Reward Points Important Terms and Conditions.
**40 Reward Points per ₹100 for Travel dates between 15 Jan – 31 Mar and 15 July – 15 Sep. 16 Reward Points per ₹100 for Travel dates between 1 April – 14 July and 16 Sep – 14 Jan valid on 1AC, 2AC, 3AC, CC or EC class bookings. 4 BoB Reward Points = 1 IRCTC Travel Point. 1 BoB Reward Point = ₹0.25. Travel points will be credited only 5 days after the date of journey completion, if the ticket is not cancelled. Applicable only on the fare of the Primary Cardholder/s and not on the fare of the entire ticket. The Primary Cardholder will have to mandatorily be one of the passengers listed on the railway ticket. In case the Add-on Cardholder pays the ticket fare, accelerated Reward Points will be applicable only to the Primary Cardholder/s.
Eligibility
Indian Resident
1. Age: 21 to 65 years (Primary Cardholder). Above 18 years (Add-on Cardholder)
2. If a Non-BOB Customer:
i. Salaried: Annual Income to be >= ₹3.6L
ii. Self-Employed: Annual Income to be >= ₹4.8 L
3. If a BOB Customer:
Salaried or Self-Employed: Annual Income to be >= ₹2.4 L
INDIAN ARMY YODDHA BOBCARD

Joining Fee
Free
Welcome Benefits
NA
Renewal Fee
Free
Reward Type
Reward Point
Best Suited For
Shopping
Card Details
Please note that 5X Rewards are capped at 1000 Reward Points on the mentioned categories per month. Further spends in that month on these categories will earn Reward Points at the regular earn rate i.e 2 R.P for every Rs. 100. Reward program is not applicable on select MCCs and Fuel.
Visit bobcard.co.in/most-important-terms-and-condition to know Reward Points Important Terms and Conditions. Reward points can be redeemed as cashback @₹0.25 per reward point.
**The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant. The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction. Fuel Transaction are not eligible for Reward Points.
Eligibility
Designated Personnel’s of the Indian Army & Indian Army Veterans. Veer Nari and Cadet
Age: 18 to 70 years (Primary Cardholder). Above 18 years (Add-on Cardholder)
Nainital RENAISSANCE BOBCARD

Joining Fee
Zero Joining Fee
Welcome Benefits
NA
Renewal Fee
250 Annual Fee
Reward Type
Reward Point
Best Suited For
Shopping
Card Details
5X Rewards are capped at 1,000 Reward Points on the mentioned categories per statement. Further spending on these categories will earn Reward Points at the regular rate per statement cycle. Reward program is not applicable on select MCCs and Fuel. Visit bobcard.co.in/most-important-terms-and-condition to know Reward Points Important Terms and Conditions. Reward points can be redeemed as cashback @20.25 per reward point.**The GST component is not reversed. The fuel surcharge rate may vary depending on the fuel station and acquiring bank, fuel spend will not generate Reward point. The acquiring bank provides the terminal to the merchant levied the surcharge. The value of the fuel transaction on the charge slip will differ from the credit card statement
Eligibility
Indian Resident
Age: 21 to 65 years (Primary Cardholder). Above 18 years
(Add-on Cardholder)
Corporate must hold following Bank of Baroda relationship:
1.CC/OD relationship
2.Current Account relationship
3. Fixed Deposit relationship
Sole proprietorships are not eligible.
ASSAM RIFLES THE SENTINEL BOBCARD

Joining Fee
Free
Welcome Benefits
NA
Renewal Fee
Free
Reward Type
Reward Point
Best Suited For
Shopping
Card Details
*Please note that 5X Rewards are capped at 1000 Reward Points on the mentioned categories per month. Further spends in that month on these categories will earn Reward Points at the regular earn rate i.e 2 R.P for every Rs. 100. Reward program is not applicable on select MCCs and Fuel.
Visit bobcard.co.in/most-important-terms-and-condition to know Reward Points Important Terms and Conditions. Reward points can be redeemed as cashback @₹0.25 per reward point.
**The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant. The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction. Fuel Transaction are not eligible for Reward Points.
Eligibility
Designated Personnels of the Assam Rifles & Assam Rifles Veterans
Age: 18 to 70 years (Primary Cardholder). Above 18 years (Add-on Cardholder)
Auto Debit of MAD/TAD amount for the ease of repayments (BOB accountholders, ONLY)
Rank proof mentioning the Rank of the Official Canteen Card
Documents required for Veterans: PPO (Pension Pay Order), ROID (Retired officers Identity card), RID (Retired Identity Card)
CMA One BOBCARD

Joining Fee
Rs 1 Fee
Welcome Benefits
NA
Renewal Fee
Free
Reward Type
Reward Point
Best Suited For
Shopping
Card Details
*Please note that 5X Rewards are capped at 1000 Reward Points on the mentioned categories per statement cycle. Further spends in that statement cycle on these categories will earn Reward Points at the regular earn rate. Reward program is not applicable on select MCCs and Fuel.
Visit bobcard.co.in/most-important-terms-and-condition to know Reward Points Important Terms and Conditions. Reward points can be redeemed as cashback @₹0.25 per reward point.
**The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant. The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction. Fuel Transaction will not earn reward point.
Eligibility
All eligible & active members of ICMAI
i. If Salaried, Salary Income >= ₹4.8 Lacs p.a. (Gross)
ii. If Self-employed, ITR >= ₹3 Lacs p.a.
Age: 21 to 75 years (Primary Cardholder). Above 18 years (Add-on Cardholder)
Resident of India