HDFC Bank Millennia Credit Card

Joining Fee
Rs. 1,000 + GST
Welcome Benefits
1,000 CashPoints as a Welcome Benefit.
Renewal Fee
Rs. 1,000 + GST
Reward Type
Cashback
Best Suited For
Shopping
Card Details
- 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato
- 1% cashback on all other spends (except Fuel) including EMI & Wallet transactions
- ₹1000 worth gift vouchers on spends of ₹1,00,000 and above in each calendar quarter
- Upto 20% discount on partner restaurants via Swiggy Dineout
Eligibility
Monthly Salary 35000+
Credit Score 750+
Age 21-65
HDFC Bank Regalia Gold Credit Card

Joining Fee
Rs. 2,500 + GST
Welcome Benefits
Welcome benefit of complimentary MMT Black Elite and Club Vistara Silver Tier membership on spending over Rs. 1 Lakh inside 90 days of getting the card issued.
Renewal Fee
Rs. 2,500 + GST
Reward Type
Reward Points
Best Suited For
Shopping
Card Details
Complimentary Club Vistara Silver Tier and MMT Black Elite membership as Welcome benefits.
₹ 1,500 worth vouchers on quarterly spends of Rs. 1.5 lakh
₹ 5,000 worth flight vouchers on annual spends of Rs. 5 lakh and an additional voucher of Rs. 5000 on spends of Rs. 7.5 lakhs.
5X Reward Points on spends at Marks & Spencer, Myntra, Nykaa & Reliance Digital!
Complimentary lounge access at over 1000 airports
4 Reward Points on every Rs.150 spent (On retail* spends)
Eligibility
Monthly Salary 100000+
Credit Score 750+
Age 21-65
Swiggy HDFC Bank Credit Card

Joining Fee
Rs. 500 + GST
Welcome Benefits
Complimentary 3-Month Swiggy One Membership
Renewal Fee
Rs. 500 + GST
Reward Type
Cashback
Best Suited For
Dining | Food
Card Details
10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie).
5% Cashback on online spends across online MCCs.
1% Cashback on other categories.
Complimentary Swiggy One Membership for 3 months on card activation
Cardholder is eligible for welcome benefit on card activation
Eligibility
Monthly Salary 15000+
Credit Score 750+
Age 21-65
- ITR 6 Lakh +
Tata Neu Infinity HDFC Bank Credit Card

Joining Fee
Rs. 1,499+ GST
Welcome Benefits
1,499 NeuCoins on Tata Neu
Renewal Fee
Rs. 1,499 + GST
Reward Type
Reward Points
Best Suited For
Shopping
Card Details
5% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands.
1.5% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
1.5% back as NeuCoins on UPI spends (including spends on partner Tata Brands) – maximum of 500 NeuCoins per calendar month.
W.e.f. 01-Aug-24, earn up to 1.5% back as NeuCoins on eligible UPI spends
Eligibility
Monthly Salary 100000+
Credit Score 750+
Age 21-65
Tata Neu Plus HDFC Bank Credit Card

Joining Fee
Rs. 499+ GST
Welcome Benefits
1,499 NeuCoins on Tata Neu App
Renewal Fee
Rs. 499 + GST
Reward Type
Reward Points
Best Suited For
Shopping
Card Details
2% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands. 1% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
1% back as NeuCoins on UPI spends (including spends on partner Tata Brands) – maximum of 500 NeuCoins per calendar month.
W.e.f. 01-Aug-24, earn up to 1% back as NeuCoins on eligible UPI spends.
– Earn 0.25% back as NeuCoins on eligible UPI spends (including spends on partner Tata Brands), this will be posted to your card account by the Bank.
– Earn additional 0.75% back as NeuCoins on any eligible UPI payments by using Tata Neu UPI ID.
Additional NeuCoins on Tata Neu UPI payments will be posted directly to your Tata Neu Account.
Eligibility
Monthly Salary 25000+
Credit Score 750+
Age 21-65
HDFC Bank RuPay IRCTC Credit Card

Joining Fee
Rs. 500 + GST
Welcome Benefits
Amazon voucher worth Rs. 500 on making the first transaction within the first 30 days.
Renewal Fee
Rs. 500 + GST
Reward Type
Reward Points
Best Suited For
Travel
Card Details
5 Reward Point for every INR 100 spent on IRCTC ticketing website and Rail Connect App.
1 Reward Point for every INR 100 spent on all other spends.
Additional 5% cashback on train ticket bookings via HDFC Bank SmartBuy.
8 complimentary access to select IRCTC Executive Lounges every year (2 per quarter).
1% Transaction charges waiver on transactions done on IRCTC ticketing website and Rail Connect App. (Maximum waiver of INR 1,000 per statement cycle)
Eligibility
Monthly Salary 25000+
Credit Score 750+
Age 21-65
- ITR 6 Lakh +
HDFC Bank MoneyBack Plus Credit Card

Joining Fee
Rs. 500 + GST
Welcome Benefits
500 CashPoints
Renewal Fee
Rs. 500 + GST
Reward Type
Reward Points
Best Suited For
Shopping
Card Details
10X CashPoints on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore & Swiggy
5X CashPoints on EMI spends at merchant locations
2 CashPoints per ₹150 spent on other spends (Excluding fuel, wallets loads/prepaid card loads & voucher purchases)
Get ₹500 gift voucher on spends on ₹50,000 per calendar quarter
Upto 20% discount on partner restaurants via Swiggy Dineout
Eligibility
Monthly Salary 20000+
Credit Score 750+
Age 21-65
- ITR 6 Lakh +
Marriott Bonvoy HDFC Bank Credit Card

Joining Fee
Rs. 3,000 + GST
Welcome Benefits
1 Free Night Award valid for 1 year at hotels participating in the Marriott Bonvoy program
Renewal Fee
Rs. 3,000 + GST
Reward Type
Reward Points
Best Suited For
Travel
Card Details
1 Free Night Award and 10 Elite Night Credits on first eligible spend transaction or fee levy on the card
Complimentary Marriott Bonvoy Silver Elite Status
Earn 8 Marriott Bonvoy Points per Rs. 150 spent at hotels participating in Marriott Bonvoy*
Earn 4 Marriott Bonvoy Points per Rs. 150 spent on travel, dining & entertainment*
Earn 2 Marriott Bonvoy Points per Rs. 150 spent on all other applicable purchases*
Complimentary Golf Access 2 per quarter across the world (Green Fee Waiver)
Eligibility
Monthly Salary 100000+
Credit Score 750+
Age 21-65
- ITR 15 Lakh +
HDFC Bank Diners Club Black Metal Edition Credit Card

Joining Fee
Rs. 10,000 + GST
Welcome Benefits
Complimentary Membership of Club Marriott, Swiggy One and Amazon Prime (On Spends of Rs. 1.5 Lakh Within 90 Days of Card Issuance)
Renewal Fee
Rs. 10,000 + GST
Reward Type
Reward Points
Best Suited For
Travel | Dining | Shopping
Card Details
Metal Card
Unlimited Airport Lounge Access
6 Complimentary Golf games every quarter across the finest courses in the world
Complimentary Annual memberships of Club Marriott, Amazon Prime, Swiggy One as Welcome Benefit
10,000 Bonus Reward Points on spends of ₹ 4 lakh every calendar quarter
2X Reward Points on Weekend Dining
5 Reward Points for every ₹ 150 spent
Up to 10X Reward Points via SmartBuy:
Eligibility
Monthly Salary 175000+
Credit Score 750+
Age 21-65
- ITR 21 Lakh +
HDFC Bank Diners Club Privilege Credit Card

Joining Fee
Rs. 2,500 + GST
Welcome Benefits
Complimentary Membership of Swiggy One & Times Prime
Renewal Fee
Rs. 2,500 + GST
Reward Type
Reward Points
Best Suited For
Movies | Travel | Food
Card Details
‘Buy 1 Get 1 Free’ on movie/non-movie weekend tickets via BookMyShow
5X Reward Points on Swiggy and Zomato
Complimentary Annual Memberships of Swiggy One and Times Prime as Welcome Benefit
₹ 1,500 worth Marriott, Decathlon & more vouchers on quarterly spends of Rs. 1.5 lakh
2 Complimentary Airport lounge access every calendar quarter worldwide
4 Reward Points for every ₹ 150 spent
Eligibility
Monthly Salary 70000+
Credit Score 750+
Age 21-65
HDFC Bank Freedom Credit Card

Joining Fee
Rs. 500 + GST
Welcome Benefits
500 CashPoints
Renewal Fee
Rs. 500 + GST
Reward Type
Reward Points
Best Suited For
Shopping
Card Details
10X CashPoints on your favourite merchants – Big Basket, BookMyshow, OYO, Swiggy & Uber (Maximum of 2,500 CashPoints can be earned in a calendar month)
5X CashPoints on EMI spends at merchant locations ( Maximum of 2,500 CashPoints can be earned in a calendar month)
1 CashPoint for every Rs.150 on other spends (Excluding fuel, Wallet / Prepaid Card loads or Voucher Purchases)
Upto 20% discount on partner restaurants via Swiggy Dineout
Eligibility
Monthly Salary 12000+
Credit Score 750+
Age 21-65
IndianOil HDFC Bank Credit Card

Joining Fee
Rs. 500 + GST
Welcome Benefits
NA
Renewal Fee
Rs. 500 + GST
Reward Type
Reward Points
Best Suited For
Fuel
Card Details
Earn up to 50 Litres of Free fuel annually
Earn 5% of your spends as Fuel Points at Indianoil outlets (Applicable on card swipes, Max 250 Fuel Points per month in first 6 months, Max 150 Fuel Points post 6 months from card issuance)
Earn 5% of your spends as Fuel Points on Groceries and Bill Payments (applicable on POS and Ecomm transactions) (Max 100 Fuel Points per month on each category)
Earn 1 Fuel Point for every ₹150 spent on all other purchases
Eligibility
Monthly Salary 10000+
Credit Score 750+
Age 21-65
HDFC Bank UPI RuPay Credit Card

Joining Fee
Rs. 99 + GST
Welcome Benefits
NA
Renewal Fee
Rs. 99 + GST
Reward Type
Reward Points
Best Suited For
Shopping
Card Details
3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. (Maximum of 500 Points can be earned in a calendar month)
2% Cashpoints on Utility spends (Maximum of 500 Points can be earned in a calendar month)
1% Cashpoints on other spends (Excluding Rent, Wallet loads, EMI, Fuel, Insurance Payments & Government categories) (Maximum of 500 Points can be earned in a calendar month)
HDFC Bank MoneyBack Plus Credit Card

Joining Fee
Rs. 500 + GST
Welcome Benefits
500 CashPoints
Renewal Fee
Rs. 500 + GST
Reward Type
Reward Points
Best Suited For
Shopping
Card Details
5% CashBack on Amazon, Flipkart, Flight & Hotel bookings on shopping via PayZapp and SmartBuy (minimum transaction size of ₹2000, Max ₹1000 CashBack per calendar month in first 6 months, Max ₹ 750 CashBack post 6 months from card issuance)
2.5% CashBack on all online spends (minimum transaction size of ₹2000, maximum CashBack = ₹750/ calendar month)
1% CashBack on all offline spends and Wallet reloads (Minimum transaction size of ₹100, maximum CashBack = ₹750 / calendar month)
All transactions of ₹10,000 and above will be auto converted to EasyEMI for 9 months (Processing Fee of ₹99 + GST and ROI of 1.67% per month will be levied).
Eligibility
Monthly Salary 20000+
Credit Score 750+
Age 21-65
- ITR 6 Lakh +