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IDFC FIRST Millennia Credit Card

Joining Fee

Nil

Welcome Benefits

5% cashback on first EMI spend up to Rs. 1,000 and additional welcome gift vouchers worth Rs. 500 on spending Rs. 5,000 within 30 days of card generation

Renewal Fee

Nil

Reward Type

Reward Point

Best Suited For

Movies | Shopping

Card Details

  • 25% discount on movie tickets up to ₹100 on Paytm mobile app (valid once per month)

  • 4 complimentary Railway lounge visits per quarter

  • Complimentary Roadside Assistance worth ₹1,399

  • Fuel surcharge waiver of 1%, at all fuel stations across India, up to ₹200/month

Eligibility

  • Monthly Income Rs. 25,000

  • Cibil Score 750 +

  • Age 21-65

Club Vistara IDFC First Credit Card

Joining Fee

Rs. 4,999 + GST

Welcome Benefits

Complimentary class upgrade voucher and 1 premium economy flight ticket voucher for Air Vistara

Renewal Fee

Rs. 4,999 + GST

Reward Type

Reward Point

Best Suited For

Travel

Card Details

  • Get 6 CV Points on every Rs.200 you spend up to Rs.1 lakh per statement cycle.

  • Get 4 CV Points on every Rs.200 you spend up to Rs.1 lakh per statement cycle.

  • Get 1 CV Point on every Rs.200 you spend on utility, fuel, rent, wallet load, and insurance.

Eligibility

  • Monthly Income Rs. 30,000

  • Cibil Score 710 +

  • Age 21-65

IDFC First Wealth Credit Card

Joining Fee

Nil

Welcome Benefits

Gift vouchers worth Rs. 500 from popular brands on spending over Rs. 15,000 within 90 days and a 5% cashback on the first EMI transaction made within the first 30 days.

Renewal Fee

Nil

Reward Type

Reward Point

Best Suited For

Movies | Shopping

Card Details

  • Buy One, Get One’ offer on movie tickets up to ₹250 on Paytm mobile app (valid twice per month)

  • 300+ Brand Offers, All year long! | Up to 20% discount at 1500+ restaurants

  • 2 complimentary domestic airport lounge and spa visits and 2 complimentary overseas airport lounge visits per quarter, on spending ₹20,000 every month.

  • Up to 2 complimentary golf rounds per month activated post ₹20,000 monthly statement spends

Eligibility

  • Monthly Income Rs. 300,000

  • Cibil Score 750 +

  • Age 21-65

IDFC First Select Credit Card

Joining Fee

Nil

Welcome Benefits

Vouchers worth Rs. 500 on spends of Rs. 15,000 within 90 days of card issuance. Also, get a 5% cashback on EMI transactions (up to Rs. 1,000) within 30 days of card issuance.

Renewal Fee

Nil

Reward Type

Reward Point

Best Suited For

Travel | Shopping

Card Details

  • Buy One, Get One’ offer on movie tickets up to ₹125 on Paytm mobile app (valid twice per month)

  • 300+ Brand Offers, all year long! | Up to 20% discount at 1500+ restaurants

  • 2 complimentary Domestic airport lounge visits per quarter, on spending ₹20,000 every month.

  • 4 complimentary railway lounge visits per quarter

Eligibility

  • Monthly Income Rs. 100,000

  • Cibil Score 750 +

  • Age 21-65

IDFC HPCL FIRST Power Credit Card

Joining Fee

Rs. 199 + GST

Welcome Benefits

Welcome benefits worth ₹2250

Renewal Fee

Rs. 199 + GST

Reward Type

Reward Point

Best Suited For

Fuel

Card Details

  • ₹250 cashback on 1st HPCL fuel transaction of ₹250 or above*

  • 5% cashback (up to ₹1,000) on the transaction value of 1st EMI conversion*

  • ₹1000 discount on Zoomcar rentals

  • Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar

Eligibility

  • Monthly Income Rs. 25,000

  • Cibil Score 700 +

  • Age 21-65

IDFC FIRST Classic Credit Card

Joining Fee

Nil

Welcome Benefits

Get a welcome gift voucher worth Rs. 500 on spending Rs. 15,000 or more within the first 90 days. Also, get 5% cashback on the value of your first EMI transaction done inside 90 days of card generation.

Renewal Fee

Nil

Reward Type

Reward Point

Best Suited For

Travel | Shopping

Card Details

  • 10X Reward Points on incremental spends above ₹20,000 per month and spends done on your birthday

  • 3X Reward Points on applicable online & offline purchases for spends up to ₹20,000 per month

  • Unlimited Reward points that never expire

  • Use Reward points to instantly pay for online or in-store purchases

  • 1X Reward Points on Insurance premium payments and Utility bill payments

Eligibility

  • Monthly Income Rs. 25,000

  • Cibil Score 700 +

  • Age 21-65

IDFC First Private Credit Card

Joining Fee

Rs. 50,000 + GST

Welcome Benefits

200,000 Reward Points worth Rs. 50,000 and a complimentary Taj Epicure membership.

Renewal Fee

Rs. 50,000 + GST

Reward Type

Reward Point

Best Suited For

Movies | Travel | Shopping

Card Details

  • Get 6X Reward Points on online spends and 3X Reward Points on offline and rental spends.

  • Get 10X Rewards on your Birthday spends

  • 25% bonus Reward Points for

    all Rewards donated towards a cause. 1X = 1 Reward Point per `100 spent | 1 Reward Point = `0.25

Eligibility

  • Monthly Income Rs. 25,000

  • Cibil Score 750 +

  • Age 21-65

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